Why Most Retail Investors Fail — And How STM Fixes That
Table of Contents
Introduction
If you’re a retail investors overwhelmed by the stock market, this article will help you break free from stress, over trading, and information overload—using a time-tested, automated strategy.
The Stressless Trading Method (STM) is set to empower retail investors across India to minimize risk, make smarter decisions, and build wealth in a stressless way via the Kosh App.
What You’ll Learn in This Post:
- Why retail investors often lose money despite best intentions
- How STM removes stress, noise, and confusion from investing
- Practical ways STM simplifies investing for consistent growth
The Harsh Reality: Why Most Retail Investors Fail
Source: Business Standard
More than 75% of the loss-making traders continued trading despite consecutive losses.
- In FY 2025 alone, SEBI data showed 91% of retail individual traders lost money in equity derivatives
Source: Value Research Online
Not because they lack intelligence—but because they face systemic hurdles like:
1. Time Constraints
Retail investors juggle jobs, families, and life. They can’t afford to track markets 24/7.
STM solves this by automating trades.
2.Impulsive Triggers
Fear during a crash, greed in a bull run—these emotions often ruin rational thinking. Daniel Kahneman’s research shows emotional decisions override logic.
Source: National Library Of Medicine
STM neutralizes this by automating the process and removing stress altogether.
3. Overtrading
Retail investors often equate more trades with better returns.
But STM enforces logic-driven discipline with efficient built-in risk management & loss recovery system.
4. Unclear Advice
Generic tips like “buy low, sell high” sound good—but what’s “low”?
STM uses precise, back-tested thresholds that guide retail investors without ambiguity.
5. Noise and Overload
Endless news, charts, and opinions lead to confusion.
STM filters noise and guides investors using logic driven advanced algorithm.
How the Stressless Trading Method Empowers Retail Investors
STM is purpose-built for retail investors looking for long-term consistency—not adrenaline-fueled gambling.
- Transparent: Every trade is visible. No shady black-box tech.
- Stressless: Logic runs the system; you follow the plan.
- Low Time Commitment: Automated stressless mechanism
- Long-Term Focus: Built for steady long term growth and financial wellness, not quick wins.
What Most Advice Misses (And STM Solves)
- “Diversify!” — But into what, how much, and when?
- “Buy the dip!” — But how deep is a dip?
- “Hold long-term!” — But when do you exit?
A Realistic Scenario: Market Crash Response
Imagine a 10% dip. Here’s how STM helps a retail investor respond:
- Market dips? STM still generates a consistent monthly income
- Market rallies? STM moves on while generating consistent income
- No movement? STM generates income even from small market fluctuations
This structure minimizes stress, and improves decision-making over time.
Why Retail Investors Need STM Now More Than Ever
Today’s markets are fast, noisy, and unpredictable. Retail investors are constantly at a disadvantage due to lack of time, resources, and stress.
STM offers a proven framework that:
- Is transparent and logical
- Minimizes noise and guesswork
- Helps you stay invested through volatility
- Generates consistent income
It’s not a hack.
It’s a mindset shift for retail investors who want to grow wealth in a stressless way.
Ready to See STM in Action?
Don’t just read—experience it.
Join our FREE webinar this week and learn how thousands of retail investors are transforming their portfolio using the Stressless Trading Method.
Register now
FAQ (Frequently Asked Questions)
Is Extra Cash a long-term investing strategy?
Do I need to track financial news?
Can I use this with any stock?
Is this safe during a market crash?
Is this automated?
It is automated via Kosh App built by Dozen Diamonds.
