Grow Wealth for Professionals Without Stress Using STM
Table of Contents
If you’re investing regularly, this post will show exactly how STM can turn market dips into a reliable monthly income stream without emotional stress.
Here’s what you’ll gain:
- Built‑in drawdown limits that protect your capital
- Loss‑recovery rules that rebuild after dips
- Consistent monthly payouts, not just long-term bets
Why Market Dips Shake Out Most Investors
Market corrections often cause panic. Without a clear system, investors sell low and stay out, missing the rebound. More than 75% of the loss-making traders continued trading despite consecutive losses.
- In FY 2025 alone, SEBI data showed 91% of retail individual traders lost money in equity derivatives
Source: Value Research Online
What Makes STM Different ?
It combines:
- Risk Management Mechanism: Automated advanced algo is equipped with built-in risk mechanism
- Loss recovery: Extra Cash generated accumulated over time compensates for the loss
- Monthly income engine: Consistent monthly income irrespective of market movements
How Automatic Loss Recovery Supports Growth
STM generates Extra Cash with every executed order.
The Extra cash accumulates over time compensating for the loss Result?
Faster recovery with minimum stress during downturns.
STM Generates Monthly Income
Unlike SIPs or “buy-and-hold,” STM is engineered to generate a consistent monthly. That means:
- Consistent monthly income irrespective of market movements
- Flexibility to reinvest recovered capital into new setups
- Transparent income tracking so you see monthly performance at a glance
Investors benefit from income without selling their core positions prematurely.
What Other Systems Miss — and STM Fixes
Many robo-advisors and mutual funds ignore loss recovery—they just keep buying.
Retail traders react emotionally during downturns.
STM fills the gap by combining proactive risk control, automatic loss recovery, and monthly income via Kosh App – a transparent algo driven stressless investing platform.
How to Navigate in the KOSH App – Step-by-Step
Step 1: Log In
- 1. Open the Dozen Diamonds KOSH App.
- 2. After a successful login, you’ll land on the Home Page.
- 3. Here, you’ll see your:
- Total Cash
- Cash for New Ladders
- Add Paper Cash option
Step 2: Access the Main Menu
- Tap the three horizontal lines at the top-left corner of the screen.
- This opens the Menu Bar, where you’ll find various options like:
- Add Funds
- Create Ladder
- Trades
- And more (explained further in the Settings video).
Step 3: Explore the Bottom Navigation Tabs
At the bottom of the screen, you’ll find five key tabs to explore the app
Conclusion & Next Steps
STM – Monthly Income transforms market dips from risks into opportunities: a science-backed system that protects, recovers, and generates income.
If you’re looking for stability, long-term growth, and income without guesswork or impulsive trading, STM is your solution.
Next Step: Join our FREE STM webinar on every Friday at 7pm to see STM in action—and learn how to start your stressless investing journey.
FAQ (Frequently Asked Questions)
Can STM really grow wealth for professionals passively?
Is STM risky like trading?
Not at all. STM includes built-in drawdown protection and loss recovery, helping in loss recovery even in market downturns.
Is STM better than SIPs?
Yes, for professionals looking for active returns without active effort.
STM adjusts with markets — SIPs do not.
Is this safe during a market crash?
Is this automated?
It is automated via Kosh App built by Dozen Diamonds.
